In first part of this 3 part series, I touched on a few items that some first time home buyers may not have planned for such as Legal Fees, Land Transfer Taxes, Appraisals, as well as HST on new homes and on CMHC Premiums. Something I did not touch on, and will this week, is the costs of setting up basic accounts like your Gas, Hydro, Oil, Water, and Home Owners Insurance.  For many first time buyers [...]